:root{
  --navy:#0f2a43; --navy2:#16395c; --orange:#f26322; --orange-d:#d14e12;
  --ink:#1c2733; --muted:#55636f; --bg:#ffffff; --soft:#f2f6f9; --line:#dde5ec;
  --radius:12px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);line-height:1.6;background:var(--bg);font-size:17px}
a{color:var(--navy2)}
.wrap{max-width:1060px;margin:0 auto;padding:0 20px}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:var(--navy);color:#fff;box-shadow:0 2px 10px rgba(0,0,0,.25)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:10px;padding-bottom:10px}
.logo{color:#fff;text-decoration:none;font-weight:800;font-size:1.18rem;letter-spacing:.2px;line-height:1.15}
.logo span{color:var(--orange)}
.call-btn{display:inline-flex;align-items:center;gap:8px;background:var(--orange);color:#fff;text-decoration:none;font-weight:700;padding:10px 16px;border-radius:999px;white-space:nowrap;font-size:1rem}
.call-btn:hover{background:var(--orange-d)}
.main-nav{background:var(--navy2)}
.main-nav .wrap{display:flex;gap:4px;flex-wrap:wrap;padding-top:0;padding-bottom:0}
.main-nav a{color:#dbe7f2;text-decoration:none;font-size:.92rem;padding:9px 10px;border-radius:6px}
.main-nav a:hover{background:rgba(255,255,255,.12);color:#fff}

/* Hero */
.hero{background:linear-gradient(150deg,var(--navy) 0%,var(--navy2) 70%);color:#fff;padding:52px 0 46px}
.hero h1{font-size:2rem;line-height:1.2;margin-bottom:16px;max-width:22em}
.hero p{font-size:1.08rem;color:#d7e4f0;max-width:44em;margin-bottom:22px}
.hero .call-btn{font-size:1.12rem;padding:14px 24px}
.hero .sub{margin-top:12px;font-size:.95rem;color:#b9cddd}
.badge24{display:inline-block;background:rgba(242,99,34,.18);border:1px solid var(--orange);color:#ffb38f;font-weight:700;font-size:.82rem;padding:4px 12px;border-radius:999px;margin-bottom:16px;letter-spacing:.4px;text-transform:uppercase}

/* Sections */
section.block{padding:44px 0}
section.block.alt{background:var(--soft)}
h2{font-size:1.5rem;line-height:1.25;color:var(--navy);margin-bottom:14px}
h3{font-size:1.12rem;color:var(--navy);margin-bottom:6px}
p+p{margin-top:12px}
.lead{font-size:1.06rem}
ul.ticks{list-style:none;margin:14px 0}
ul.ticks li{padding:8px 0 8px 32px;position:relative;border-bottom:1px solid var(--line)}
ul.ticks li:last-child{border-bottom:none}
ul.ticks li::before{content:"";position:absolute;left:2px;top:13px;width:14px;height:8px;border-left:3px solid var(--orange);border-bottom:3px solid var(--orange);transform:rotate(-45deg)}
ol.steps{margin:14px 0 14px 22px}
ol.steps li{padding:6px 0}
.note{background:#fff4ec;border:1px solid #f6c9ae;border-radius:var(--radius);padding:16px 18px;margin:18px 0}
.note strong{color:var(--orange-d)}

/* Cards */
.cards{display:grid;gap:16px;margin-top:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:0 1px 4px rgba(15,42,67,.05)}
.card .icon{width:46px;height:46px;border-radius:10px;background:var(--soft);display:flex;align-items:center;justify-content:center;margin-bottom:12px}
.card .icon svg{width:26px;height:26px;stroke:var(--navy2)}
.card a.more{font-weight:700;color:var(--orange-d);text-decoration:none}
.card a.more:hover{text-decoration:underline}

/* CTA band */
.cta-band{background:var(--navy);color:#fff;text-align:center;padding:44px 0}
.cta-band h2{color:#fff}
.cta-band p{color:#c9d9e8;margin-bottom:20px}
.cta-band .call-btn{font-size:1.15rem;padding:14px 28px}
.big-number{display:block;font-size:1.7rem;font-weight:800;color:#fff;text-decoration:none;margin:10px 0 4px}
.big-number:hover{color:#ffb38f}

/* FAQ */
.faq{margin-top:8px}
.faq-item{border-bottom:1px solid var(--line);padding:14px 0}
.faq-item h3{margin-bottom:4px}

/* Contact form */
form.req{display:grid;gap:14px;max-width:560px;margin-top:18px}
form.req label{font-weight:600;font-size:.95rem;display:grid;gap:6px}
form.req input,form.req select,form.req textarea{font:inherit;padding:11px 12px;border:1px solid var(--line);border-radius:8px;background:#fff;width:100%}
form.req button{background:var(--orange);color:#fff;border:none;font:inherit;font-weight:700;padding:13px 22px;border-radius:999px;cursor:pointer}
form.req button:hover{background:var(--orange-d)}

/* Footer */
.site-footer{background:var(--navy);color:#c9d9e8;padding:40px 0 28px;margin-top:0}
.site-footer .cols{display:grid;gap:26px}
.site-footer h3{color:#fff;font-size:1rem;margin-bottom:10px}
.site-footer a{color:#c9d9e8;text-decoration:none}
.site-footer a:hover{color:#fff;text-decoration:underline}
.site-footer ul{list-style:none}
.site-footer li{padding:3px 0}
.site-footer .brand{color:#fff;font-weight:800;font-size:1.15rem}
.site-footer .brand span{color:var(--orange)}
.fineprint{border-top:1px solid rgba(255,255,255,.15);margin-top:26px;padding-top:16px;font-size:.85rem;color:#93a9bd}

/* Mobile call bar */
.mobile-callbar{position:fixed;left:0;right:0;bottom:0;z-index:60;background:var(--orange);text-align:center;padding:13px 10px;box-shadow:0 -2px 10px rgba(0,0,0,.25)}
.mobile-callbar a{color:#fff;font-weight:800;text-decoration:none;font-size:1.08rem;display:block}
body{padding-bottom:52px}

@media(min-width:720px){
  .hero h1{font-size:2.6rem}
  .cards{grid-template-columns:repeat(3,1fr)}
  .site-footer .cols{grid-template-columns:1.4fr 1fr 1fr}
  .mobile-callbar{display:none}
  body{padding-bottom:0}
  .logo{font-size:1.35rem}
}